Mortgage rates are at 7.28%. In the 1980s they averaged 12.7%. In 2021 they hit 2.65%.
The average 30-year mortgage rate is 7.28%, the highest since November 2023; it averaged 12.7% in the 1980s and hit a record low of 2.65% in January 2021.
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Charlie Bilello post on average 30-year mortgage rates by decade
X · Oct 1, 2026
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