Dirk Hanlon: a post says health insurance fell 36%, and your premium disagrees. Gus: thirty-six percent off, we're over-insured! Dot: Father, employer family coverage averaged $26,993 last year, up 6% in a year and 26% in five, with workers paying $6,850 of it; the index tracks insurers' margins, not your bill, and the 36% is the poster's claim. Gus: then I want a margin.
Whatever the CPI's health-insurance line shows, the premium families actually face kept rising: employer family coverage averaged $26,993 in 2025, up 6% or $1,408 in a year and 26% over five years, with workers paying $6,850 of it from their paychecks, by the latest annual employer survey; the index measures insurers' margins, not that bill, and the 36% drop is the post's claim.
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X · Oct 15, 2026
